Frequently Asked Questions
Find quick answers about our services. Reach out to us directly for more information!
How do I start saving with Zeny?
Download the app, log in using your mobile OTP, set your savings goal, complete a quick KYC with your PAN or Aadhaar, and make your first payment. Your daily savings will begin right away.
Is my money safe?
Yes. Your money goes directly from your bank account through UPI into a SEBI-regulated liquid mutual fund in your own name. Zeny never touches your money. It stays safe with the mutual fund.
Where is my money invested?
Your savings are invested in Aditya Birla Sun Life Liquid Fund, one of the most trusted and low-risk mutual funds in India.
What returns can I expect?
Liquid funds typically deliver between 6% and 7% annual returns, though this may vary.
Can I choose other mutual funds on Zeny?
At present, we offer only one fund option to keep things simple and safe for first-time savers. More options may be added in the future.
What happens if UPI auto-pay fails or I don’t have enough balance?
There are no charges or penalties if a UPI auto-pay attempt fails. If it fails three times in a row, the mandate will be cancelled automatically. You can always set it up again.
Can I take my money out anytime?
Yes. You can withdraw at any time, typically within minutes. Daily withdrawal limits apply, up to ₹50,000 per day or 90% of your balance, whichever is lower.
Does Zeny charge any fees?
No. Zeny does not charge you any fees to save or withdraw your money.
How do I start saving with Zeny?
Download the app, log in using your mobile OTP, set your savings goal, complete a quick KYC with your PAN or Aadhaar, and make your first payment. Your daily savings will begin right away.
Is my money safe?
Yes. Your money goes directly from your bank account through UPI into a SEBI-regulated liquid mutual fund in your own name. Zeny never touches your money. It stays safe with the mutual fund.
Where is my money invested?
Your savings are invested in Aditya Birla Sun Life Liquid Fund, one of the most trusted and low-risk mutual funds in India.
What returns can I expect?
Liquid funds typically deliver between 6% and 7% annual returns, though this may vary.
Can I choose other mutual funds on Zeny?
At present, we offer only one fund option to keep things simple and safe for first-time savers. More options may be added in the future.
What happens if UPI auto-pay fails or I don’t have enough balance?
There are no charges or penalties if a UPI auto-pay attempt fails. If it fails three times in a row, the mandate will be cancelled automatically. You can always set it up again.
Can I take my money out anytime?
Yes. You can withdraw at any time, typically within minutes. Daily withdrawal limits apply, up to ₹50,000 per day or 90% of your balance, whichever is lower.
Does Zeny charge any fees?
No. Zeny does not charge you any fees to save or withdraw your money.
How do I start saving with Zeny?
Download the app, log in using your mobile OTP, set your savings goal, complete a quick KYC with your PAN or Aadhaar, and make your first payment. Your daily savings will begin right away.
Is my money safe?
Yes. Your money goes directly from your bank account through UPI into a SEBI-regulated liquid mutual fund in your own name. Zeny never touches your money. It stays safe with the mutual fund.
Where is my money invested?
Your savings are invested in Aditya Birla Sun Life Liquid Fund, one of the most trusted and low-risk mutual funds in India.
What returns can I expect?
Liquid funds typically deliver between 6% and 7% annual returns, though this may vary.
Can I choose other mutual funds on Zeny?
At present, we offer only one fund option to keep things simple and safe for first-time savers. More options may be added in the future.
What happens if UPI auto-pay fails or I don’t have enough balance?
There are no charges or penalties if a UPI auto-pay attempt fails. If it fails three times in a row, the mandate will be cancelled automatically. You can always set it up again.
Can I take my money out anytime?
Yes. You can withdraw at any time, typically within minutes. Daily withdrawal limits apply, up to ₹50,000 per day or 90% of your balance, whichever is lower.
Does Zeny charge any fees?
No. Zeny does not charge you any fees to save or withdraw your money.